The US markets finished lower after a worse than expected Consumer Confidence Report.  The Dow closed  down 47 points or 0.5%  at 9742, the  S&P500 was down 2 points or 0.2%  at 1060 and the Nasdaq was down 6 points or 0.3% at 2124.
Gold and oil were both stable.   Gold settled up by $0.30 at $994.4/oz and crude oil was  down $0.13  to $66.71/bbl.
